It’s that time again – the annual making of New Year resolutions. We all do it. A well thought out list of good intentions that we will execute faithfully on January 1…and many, if not all, are little more than frayed promises by February. This ritual drives sales of everything from gym equipment to diet programs.

By all means commit to losing weight and healthy habits – most of us could lose a few pounds and take a walk… for some a long walk everyday. Even for people who, like me, believe that chocolate is a food group could benefit from a piece of fruit instead. But, there are also questions that we should ask in the new year to ensure that we have happy new year(s) to come. Longer life is not about ‘retirement’ it is about planning for a better life tomorrow. There are many questions that should be asked, but here are a few to get you started:

1. Will my lifespan outlast my wealthspan? Yes, savings matters. Despite the scourge of diabetes, heart disease, etc., you are likely to live longer than your parents – but will you also outlive your income stream? Talk to your significant other and together talk to your financial advisor about a revenue stream to last a lifetime, not just a nest egg that hatches and only lasts for the first decade of ‘retirement’.

2. How well am I managing my chronic conditions? Speaking of health, if you want to live well in the next decade or two treat yourself well today. Poorly managed chronic diseases lead to disability, premature retirement, and caregiver stress and heartache for those who love us…not to mention cost a lot out-of-pocket income even if you have insurance.

3. If I can’t drive, how will I get around? Fortunate enough to be eyeing that retirement destination in the mountains, on a distant lake or even in a retirement community with a bucolic setting – for most people driving is the glue that holds life together. For many driving may not be a lifelong option, lost confidence, family concerns or just diminished capacity may take the keys from your hand. Ask yourself…are you already limiting your trips because of night vision, poor weather or traffic? Then ask ‘do I have a lifelong mobility plan that will get me to where I want to go, not just where I need to go, beyond driving myself’?

4. Do I have friends that I can count on for conversation as well as the urgent? Recent studies have reinforced commonsense, our friends (now known as our ‘social network’) are critical to our well-being. Check your investment in friends both old and new. Not just those who will help you in a pinch, but those that will share a coffee, a walk or simply a bad joke. Living longer better requires more social activity not peace and quiet…you will get all the quiet you need much later anyway.